No Fault Insurance Laws

No-Fault Auto Insurance Laws in Massachusetts

Twelve states, including Massachusetts, have no-fault auto insurance laws. People often misinterpret no-fault laws to say individuals receive coverage only from their respective insurance providers. This interpretation is not entirely correct. Each state has a certain threshold that, when passed, allows an individual to pursue litigation for compensation.

Different Types of Thresholds

No-fault insurance programs intend to limit the right to sue for people involved in an auto accident, which keeps the costs of claims low. There are three different types of no-fault auto insurance laws that states can choose to enact. Each has different criteria one must meet before a person can use litigation to pursue claims.

Verbal thresholds: States provide a complete list of what categories of injuries are serious enough to justify a tort.
Monetary thresholds: States set a dollar amount for medical bills that individuals must reach before states allow a tort, (Massachusetts currently uses this method).
Choice no-fault: States allow its drivers to choose its own policy and drivers can choose to pursue litigation at will.

Just because you live in a no-fault state does not mean that you cannot recover the claims you may deserve. Once meeting one of these thresholds, all drivers involved in an automobile accident can sue for damages. While the no-fault system exists to make recovering compensation from insurance companies easier, it has blurred the line as to who is liable for an accident.

Contact a Personal Injury Lawyer

The attorneys at Crowe & Harris, LLP are experienced in pursuing litigation in the Massachusetts no-fault system. Our dedicated team understands that sometimes someone is at fault and needs to compensate another party for their medical bills.

Call our offices today at (617) 404-3417 to learn more about what we can do for you.

Birth Injury $39.7 Million
A Boston jury awarded $26.5 million to a young boy who suffered profound brain damage due to a lack of oxygen during his labor.
Failure to Diagnose Impending Stroke $9 Million
A 40-year-old man who requires aid cannot speak and requires 24-hour care will receive a $9,000,000 settlement to help pay his medical expenses over his remaining lifetime.
Delay in Diagnosing Bladder Cancer $7.5 Million
A Cambridge jury awarded $7.5 million, including interest, to a 48-year-old man who lost his bladder and developed impotence as a result of a delay in the diagnosis of his bladder cancer.
$7.2 Million Verdict Plus Interest for Brain-Injured Child $7.2 Million
An Essex County jury has awarded a verdict of $7.2 million, including interest, to a severely brain-damaged seven-year-old North Shore girl and her parents.
$7.2 Million Verdict Plus Interest for Brain-Injured Child $7.2 Million
An Essex County jury has awarded a verdict of $7.2 million, including interest, to a severely brain-damaged seven-year-old North Shore girl and her parents.
$5 Million Settlement for Nurses’ Failure to Diagnose and Treat Preeclampsia $5 Million
The family of a young boy with severe cerebral palsy will receive a $5,000,000 settlement to help cover the cost of his medical care.
$5 Million Settlement for Paralysis and Death $5 Million
After four days of jury selection, Crowe & Harris, LLP negotiated a settlement of $5 million for the family of a 76-year-old physician who was paralyzed after complicated two-stage spinal surgery.
$4.7 Million Arbitration Award for Brain Injury $4.77 Million
The family of a young girl who suffers from global developmental delays has received $4.77 million, the full amount of the available insurance coverage, to help pay the costs of her education and care.
$4.4 Million Settlement for Brain Injured Child $4.4 Million
The family of a 6-year-old Springfield boy has received $4.4 million in settlement of its claims against the obstetric staff who managed the child’s delivery.
$3 Million Settlement Plus Payment of $900,000 Lien $3.9 Million
A disabled woman and her family will receive $3,000,000 from doctors who failed to treat her brain bleed. The woman, then 42 years old, suffered a hemorrhagic stroke during the delivery of her first child.

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